Frugal Living as an Islamic Character Education Strategy: a Study of the Implementation of the Values of Zuhud and Qana'ah
DOI:
https://doi.org/10.35723/jie.v11i1.718Keywords:
Frugal Living, Islamic Character Education, Zuhud, Qana’ah, Character Formation, Consumer CultureAbstract
The growing influence of consumer culture in the digital era has posed significant challenges to the development of Islamic character among adolescents, particularly in fostering simplicity, self-restraint, and responsible consumption. This study aims to examine the implementation of frugal living as an Islamic character education strategy grounded in the values of zuhud and qana’ah at MTs Wahid Hasyim Bangil, East Java, Indonesia. Employing a qualitative case study design, the research involved five participants, consisting of the principal, an Aqidah Akhlak teacher, a curriculum coordinator, and two students. Data were collected through participant observation, semi-structured interviews, and documentation and were analysed using the interactive model of data analysis developed by Miles, Huberman, and Saldaña. The trustworthiness of the findings was ensured through source triangulation, methodological triangulation, and member checking. The findings reveal that frugal living is implemented through three interrelated strategies: value-based learning, continuous habituation, and teacher role modeling. These strategies facilitate the internalisation of zuhud and qana’ah by encouraging students to differentiate between needs and desires, regulate consumptive tendencies, cultivate gratitude, and utilise resources responsibly. The study further identifies social media exposure, peer influence, and contemporary consumer culture as key challenges affecting the sustainability of these values among adolescents. The originality of this study lies in positioning frugal living not merely as a financial management practice but as an integrative Islamic character education model that combines spiritual values, behavioral habituation, and social learning processes. The findings suggest that frugal living represents a relevant and adaptive educational approach for strengthening Islamic character formation and promoting responsible lifestyles among students in the digital age.
References
Adiba, L. F. (2023). Value Based Education to Develop Attitude of Being Inclusive. Jurnal Dimensi Pendidikan Dan Pembelajaran, 11(1). https://doi.org/10.24269/dpp.v11i1.8258
Alfarisy, S. J. (2025). Integration of Character Education Values in Islamic Religious Education Learning at School Integrasi Nilai-Nilai Pendidikan Karakter Dalam. Multidisciplinary Indonesian Center Journal, 2(2), 1503–1509. https://doi.org/10.62567/micjo.v2i2.660
Arnould, & Thompson. (2005). Consumer Culture Theory (CCT): Twenty Years of Research. Journal of Consumer Research, 31(4), 868–882. https://doi.org/10.1086/426626
Azizah, & Andriansyah. (2024). Pengaruh Kemampuan Literasi Digital dan Media Sosial Instagram terhadap Perilaku Konsumtif Mahasiswa di Kota Surabaya. Jurnal Edueco, 7(1). https://doi.org/10.36277/edueco.v7i1.213
Azma, A. R., & Nordiansyah, M. (2025). Islamic Financial Behavior : The Influence of Lifestyle , Financial Learning , and Family Financial Education on the Sharia Financial Literacy of Muslim Students at Lambung Mangkurat University. El-Qist: Journal of Islamic Economics and Business, 15(2), 231–248. https://doi.org/10.15642/elqist.2025.15.2.231-248
Bowes, E. D. and T. (2021). Instagram Made Me Buy It’: Generation Z Impulse Purchases in Fashion Industry. Journal of Retailing and Consumer Services 59. https://doi.org/10.1016/j.jretconser.2020.102345
Cao, H., Chen, P., & Zhang, K. (2025). The effect of sustainability awareness on climate emotions of Chinese college students. Acta Psychologica, 258(March), 105173. https://doi.org/10.1016/j.actpsy.2025.105173
Creswell, J. W., & Poth, C. N. (2018). Qualitative Inquiry and Research Design: Choosing Among Five Approaches. 4th ed. Thousand Oaks, CA: Sage Publications.
Diah, M., Dewi, C., Atmadja, A. T., & Pradana, I. M. (2025). Frugal Living and Family Financial Management : The Pivotal Role of Housewives. Journal of Social Work and Science Education, 6(2), 801–815. https://doi.org/10.52690/jswse.v6i2.1219
Faiz, A., & Kurniawaty, I. (2022). Strengthening Character Education through Habituation Activities. Ta’dib : Jurnal Pendidikan Islam, 11(2), 309–318. https://doi.org/10.29313/tjpi.v11i2.10289
Gunawan, A. I., Hurriyati, R., Wibowo, L. A., & Monoarfa, H. (2025). Consumers in responsible consumption : what leads to sustainable behavior ? Urbanization, Sustainability and Society, 2(1), 259–283. https://doi.org/10.1108/USS-09-2024-0056
Hunaifi, N., Mauliana, P., Firmansyah, R., & Komalasari, Y., Sulastriningsih, R. D., & Dewi, S. W. K. (2024). Dampak media sosial terhadap perilaku konsumtif remaja di era digital. Tabsyir:Jurnal Dakwah Dan Sosial Humaniora, 5(3), 161–174. https://doi.org/10.59059/tabsyir.v5i3.1412
Ilham, M., Darraz, M. A., Fatimah, A., & Fuad, N. (2024). Concepts of self-control and zuhud in character education : A perspective of stoicism and sufism. At Turots: Jurnal Pendidikan Islam, 6(1), 110–119. https://doi.org/10.51468/jpi.v6i1.668
Jaya, D. R., Sauri, S., Muchtar, H. S., &, & Warta, W. (2019). Strengthening Student Character Education Through Investing Multicultural Values in Madrasah. International Journal of Nusantara Islam, 7(2). https://doi.org/10.15575/ijni.v7i2.12587
Khando, K., & Islam, M. S. (2023). The Emerging Technologies of Digital Payments and Associated Challenges : A Systematic Literature Review. Future Internet, 15(21). https://doi.org/10.3390/fi15010021
Khasanah, K. N. (2025). Online Shopping and Consumption Ethics of Muslim Students : an Islamic Law Analysis of Digital Consumptive Behavior. CITIZEN: Jurnal Ilmiah Multidisiplin Indonesia, 5(3), 922–930. https://doi.org/10.53866/jimi.v5i3.833
Komalasari, &, & Saripudin, D. (2018). The Influence of Living Values Education-Based Civic Education Textbook on Students’ Character Formation. International Journal of Instruction, 11(1), 395–410. https://doi.org/10.12973/iji.2018.11127a
Lage, C., Lins, S., & Aquino, S. (2022). Consumerism. Routledge Encyclopedia of Psychology in the World, 1–13. https://doi.org/10.4324/9780367198459-REPRW118-1
Lastovicka, J. L., Bettencourt, L. A., Hughner, R. S., &, & Kuntze, R. J. (1999). Lifestyle of the Tight and Frugal. Journal of Consumer Research, 26(1), 85–98. https://doi.org/10.1086/209560
Lickona, T. (1991). The Teacher’s Role in Character Education. Teachers College Record. 36–52. https://doi.org/10.1177/016146819709800604
Miles, M. B., & Huberman, A. M. (2014). Qualitative Data Analysis. Thousand Oaks: Sage Publications.
Murtadlo, S., Arifin, A. Z., & Situmeang, M. S. (2025). The Influence of Islamic Value-Based Character Education on the Formation of Students’ Morals. Thawalib: Jurnal Kependidikan Islam, 6(2), 337–348. https://doi.org/10.54150/thawalib.v6i2.595
Nasution, H. S., Basri, H., Batubara, W. W., & Mukhlasin, A. (2025). Islamic Education Teachers Strategies for Character Building through Digital Literacy Based Islamic. Fitrah: Journal of Islamic Education, 6(1), 259–271. https://doi.org/10.53802/fitrah.v6i1.1172
Oktavia, T., & Sinaga, R. M. (2026). Lampung Local Wisdom as a Basis for Developing Parenting. ACADEMIA: Journal of Academic Research Innovation, 6(3), 1038–1050. https://doi.org/10.51878/academia.v6i3.11236
Patton, M. Q. (2015). Qualitative Research & Evaluation Methods: Integrating Theory and Practice. 4th ed. Thousand Oaks, CA: Sage Publications, 2015.
Qomaria, E. N. (2025). Strategi Frugal Living Dalam Pendidikan Islam Nonformal Untuk Penguatan Nilai Zuhud Dan Qanaah. Irsyaduna: Jurnal Studi Kemahasiswaaan, 5(1), 31–42. https://doi.org/10.54437/irsyaduna.v5i1.2066
Ramadhani, T., Widiyanta, D., Sumayana, Y., Santoso, R. Y., & Agustin, P. D. (2024). The Role of Character Education in Forming Ethical and Responsible Students. International Journal Of Graduate Of Islamic Education, 5(2), 110–124. https://doi.org/10.37567/ijgie.v5i2.3064
Rehman, A. (2023). The Impact of Social Media Influencers on Gen Z Consumer Purchase Decisions : A Cross-Platform Comparative Study. QIT Press - International Journal of Business Intelligence (QITP-IJBI), 1–7. https://doi.org/10.54254/2754-1169/2024.19299
Riki, M., Mansyur, A., &, & Rohmadi. (2021). Analisis nilai-nilai zuhud dalam Kitab Irsyadul ’Ibad karya Zainuddin Ibnu Abdul Aziz Al-Malybari. Indonesian Journal of Behavioral Studies, 1(3), 345–353. https://doi.org/10.19109/ijobs.v1i3.11387
Shobirin, S., Efendi, N., Islam, U., Sayyid, N., & Tulunggagung, R. (2025). Integrating Islamic Values Into Digital Character Education : Managing Curriculum Innovation In The Era Of Education 5 0. International Journal of Education Management and Religion, 2(2), 141–161. https://doi.org/10.71305/ijemr.v2i2.352
Suyatno, Juminto, Pambudi, D. I., Mardari, A., & Wantini. (2019). Strategy of values education in the Indonesian education system. International Journal of Instruction, 12(1), 607–624. https://doi.org/10.29333/iji.2019.12139a
Syed, S., Acquaye, A., Mansoor, M., Obuobisa-darko, T., & Amofa, F. (2024). Decoding sustainable consumption behavior : A systematic review of theories and models and provision of a guidance framework. Resources, Conservation & Recycling Advances, 23(October), 200232. https://doi.org/10.1016/j.rcradv.2024.200232
Wahid, A., Ibrahim, M., & Shomad, B. A. (2023). Utilizing Zuhd Hadiths For Upper-Class Crime. Jurnal Ilmiah Islam Futura, 23(2), 263–282. https://doi.org/10.22373/jiif.v23i2.17353
Wang, K. (2023). The Impact of social media On Consumer Behavior. Highlights in Business, Economics and Management, 23, 1198–1205. https://doi.org/10.54097/1ys3cj95
White, K., Habib, R., &, & Hardisty, D. J. (2019). How to SHIFT Consumer Behaviors to be More Sustainable: A Literature Review and Guiding Framework. Journal of Marketing, 83(3), 22–49. https://doi.org/10.1177/0022242919825649
Yunita, L. T., &, & Afif, N. Z. (2026). Pengaruh internalisasi nilai qana’ah terhadap gaya hidup hedonisme siswa MAN 1 Banjarnegara. Tazkiya: Jurnal Pendidikan Islam, 15(1). https://doi.org/10.30829/taz.v15i1.5497
Zam, Z., Nurdjan, S., & Saleh, M. (2024). Implementing Character Education Strengthening Through the Savings Movement : Building Intelligent and Integrity-Driven Generations. International Journal of Asian Education, 5(4), 374–387. https://doi.org/10.46966/ijae.v5i4.494
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Wardatul Hamro, Siti Halimah

This work is licensed under a Creative Commons Attribution 4.0 International License.


